A customer need to log in MB App, select the “Deposits & Investment” item

Select the “Financial Invesment” item

Investment Package is a platform that allows you to copy the portfolio of an investment advisor that you like. Every time the IA successfully executes a trade, the order will be executed in the same way on your stock account based on the automatic copying system.
The investment package has access to a list of IAs with full information about them. Customers will actively choose their favorite IA with the same investment philosophy and risk appetite to execute copy orders.
When the customer press the Trading Item, the system will display a list of IAs by investment school: Growth, Technical, Value
You can select your IA from the dashboard display
After selecting an IA, you can see list of investment packages of your IA
You can select the Investment Packages from the Dashboard Display
Case 1 (Applicable to first-time customers):
When the customer complete selecting an Investment Package, he/she will need to open an MBS account/sub-account for the first time to trade.
The customer need to fill with his/her detail in Vietnamese, and check other informations before completing.
After that, he/she confirms information to complete opening the stock account.
Case 2: The customer buy an Investment Package
DIGI-TRADING is an application platform provided by Digi Invest., Jsc as a solution provider, used and integrated by MB on MB application and MBS company. DIGI-TRADING application allows Customers to participate in financial investment products: Stocks, bonds, fund certificates,…
Currently, the Digi-trading application on MBBank’s App has developed the Stock Package Investment Product. This is a product that allows Customers to invest together with the leading Investment Advisors (IAs) in the stock market by copying the experts’ buy/sell orders through selection. Select Investment Package. Investment packages are selected and built by Investment Experts with the goal of optimizing profits and minimizing risks in a certain period of time. When the Client participates in these investment packages, the Client will entrust the investment portfolio and receive a profit when the package achieves the expected target.
– Convenient stock investment, make transactions through the app easily and don’t need to spend a lot of time monitoring the stock market.
– Invest in stocks like a pro thanks to an automated system that copies stock trades and profits like Investment Professionals.
– Invest in stocks with a flexible amount depending on each Investment Package and the number of Packages.
Digi-Trading application allows Customers to participate in securities investment by copying the buying/selling of stocks of investment professionals. Investment efficiency depends on market fluctuations and risk management ability of each Expert. Therefore, this is not an interest rate commitment product.
Currently, in order to ensure profits for Customers, Digi-Trading application does not allow Customers to sell investment packages ahead of time. Instead, the process of selecting experts as well as the investment package is very strict, ensuring the optimization between profits and minimizing risks for customers when participating in the investment package.
Customers can track their assets at 02 places:
– DigiTrading App on MB Banking App -> Menu -> My Assets
– App or web MBS -> balance in sub-account 02
Customer’s ID card is not matching between MB and MBS (in case Customer has opened an account at MBS), MB system will check the matching information between MB and MBS with Customer’s name and date of birth. MB247 instructs Customer to update ID card information to match.
MB247 sends information to the project team to check the information
Currently, the amount deducted from the customer’s MB account is equal to the investment package value * topup rate. The Topup rate will be automatically calculated and updated by the system to ensure that orders can be executed in the stock market when the stock price is fluctuatating and paying fees and taxes related to securities transactions. This ratio is provisional and the balance (if any) will be kept as the cash balance on the customer’s securities account at MBS.
No. Sub-account 02 is only used for Customer’s transactions when Customer buys Investment Package via Digi – Trading or when IA restructures/sells Investment Package.
When the Customer’s Investment Package is sold, the Money from the sale of shares will be transferred to the Customer’s account at the bank. At that time, the customer can withdraw money
– Digi-Trading application is an application developed by Digi Invest with MB and placed on MB’s App Platform to register to use Investment Management Solution (Wealth Management), Place orders to buy/sell securities at MBS, entrusting stock account for MBS.
– Digi Invest is an intermediary connecting customers with leading IAs in the stock market. MB and MBS provide a platform to conduct transactions with the Customer, including: Opening a securities trading account, requesting a Customer’s securities trading, transferring money between accounts at MB and securities accounts at MB. Customer’s MBS,…
– MBS is responsible for opening an Account for Securities Trading at Customer’s request on the Digi-Trading App Platform, and at the same time, MBS acts as a trustee to manage Investment Trust Sub-Accounts. of Customers at MBS.
Currently, in the initial stage of product implementation, customers are exempt from fees related to account management and portfolio consulting.
Customers only pay the transaction fee for buying and selling shares according to the transaction fee schedule at MBS from time to time. Currently transaction fee is 0.15%, advance fee for sale