Investment Package

Trading like an investment advisor (IA)

Investment Package is a platform that allows you to copy the portfolio of an investment advisor that you like. Every time the IA successfully executes a trade, the order will be executed in the same way on your stock account based on the automatic copying system.

Actively select your favorite investment advisor

The investment package has access to a list of IAs with full information about them. Customers will actively choose their favorite IA with the same investment philosophy and risk appetite to execute copy orders.

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Instructions For Registration and use

Implementation Steps

A customer need to log in MB App, select the “Deposits & Investment” item

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Select the “Financial Invesment” item

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The dashboard display shows informations including a list of IAs, suggestions for the suitable investment packages that have a great profits or receive a lot of favors from other customers

Select the menu button on the right corner of the screen to select the system’s functions

How to select your IA

Case 1: Searching from the “Menu” item in the App

When the customer press the Trading Item, the system will display a list of IAs by investment school: Growth, Technical, Value

Case 2: Selecting from the Dashboard Display

You can select your IA from the dashboard display

How to select your Investment Package

Case 1: Searching from the “Menu” item in the App

After selecting an IA, you can see list of investment packages of your IA

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Case 2: Searching from the “Menu” item in the App

You can select the Investment Packages from the Dashboard Display

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Case 1 (Applicable to first-time customers):

When the customer complete selecting an Investment Package, he/she will need to open an MBS account/sub-account for the first time to trade.

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The customer need to fill with his/her detail in Vietnamese, and check other informations before completing.

After that, he/she confirms information to complete opening the stock account.

Case 2: The customer buy an Investment Package

The customer selects the payment account, and chooses the number of packages to buy.

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The system will check the amount with the payment account. If meet the condition, the customer will confirm the OTP to complete buying the investment package

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The Customer selects My Assets on the “Menu” function to keep track of the list of his/her Investment Packages

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Information on investment packages that the Client is holding, the Client can view all the portfolios that he/she participates in

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Step 1: Sign in to the app

A customer need to log in MB App, select the “Deposits & Investment” item

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Select the
“Financial
Invesment”
item

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Step 2: Dashboard display and menu functions

The dashboard display shows informations including a list of IAs, suggestions for the suitable investment packages that have a great profits or receive a lot of favors from other customers

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Select the menu button on the right corner of the screen to select the system’s functions

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Step 3: Select the customer's Invesment Advisor

* How to select your IA

Case 1: Searching from the “Menu” item in the App

When the customer press the Trading Item, the system will display a list of IAs by investment school: Growth, Technical, Value

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Case 2: Selecting from the Dashboard Display

You can select your IA from the dashboard display

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* How to select your Investment Package

Case 1: Searching from the “Menu” item in the App

After selecting an IA, you can see list of investment packages of your IA

buoc3-c1-afixten

Case 2: Searching from the “Menu” item in the App

You can select the Investment Packages from the Dashboard Display

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Step 4: Open a stock account and buy an investment package

Case 1 (Applicable to first-time customers):

When the customer complete selecting an Investment Package, he/she will need to open an MBS account/sub-account for the first time to trade.

buoc4-b1-afix

The customer need to fill with his/her detail in Vietnamese, and check other informations before completing.

After that, he/she confirms information to complete opening the stock account.

Case 2: The customer buy an Investment Package

The customer selects the payment account, and chooses the number of packages to buy.

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The system will check the amount with the payment account. If meet the condition, the customer will confirm the OTP to complete buying the investment package

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Step 5: Check customer’s assets

The Customer selects My Assets on the “Menu” function to keep track of the list of his/her Investment Packages

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Information on investment packages that the Client is holding, the Client can view all the portfolios that he/she participates in

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VIDEO ABOUT INSTRUCTIONS FOR REGISTRATION AND USE

QUESTION AND ANSWER

1. Customers who have not purchased the package, have an interest in the Financial Investment application?

About us

DIGI-TRADING is an application platform provided by Digi Invest., Jsc as a solution provider, used and integrated by MB on MB application and MBS company. DIGI-TRADING application allows Customers to participate in financial investment products: Stocks, bonds, fund certificates,…
Currently, the Digi-trading application on MBBank’s App has developed the Stock Package Investment Product. This is a product that allows Customers to invest together with the leading Investment Advisors (IAs) in the stock market by copying the experts’ buy/sell orders through selection. Select Investment Package. Investment packages are selected and built by Investment Experts with the goal of optimizing profits and minimizing risks in a certain period of time. When the Client participates in these investment packages, the Client will entrust the investment portfolio and receive a profit when the package achieves the expected target.

Utilities

– Convenient stock investment, make transactions through the app easily and don’t need to spend a lot of time monitoring the stock market.
– Invest in stocks like a pro thanks to an automated system that copies stock trades and profits like Investment Professionals.
– Invest in stocks with a flexible amount depending on each Investment Package and the number of Packages.

2. Are customers participating in DigiTrading committed to profit?

Digi-Trading application allows Customers to participate in securities investment by copying the buying/selling of stocks of investment professionals. Investment efficiency depends on market fluctuations and risk management ability of each Expert. Therefore, this is not an interest rate commitment product.

3. Can customers sell investment packages at any time?

Currently, in order to ensure profits for Customers, Digi-Trading application does not allow Customers to sell investment packages ahead of time. Instead, the process of selecting experts as well as the investment package is very strict, ensuring the optimization between profits and minimizing risks for customers when participating in the investment package.

4. Where will the Client's assets be tracked?

Customers can track their assets at 02 places:
– DigiTrading App on MB Banking App -> Menu -> My Assets
– App or web MBS -> balance in sub-account 02

5. Customer creates MBS account but the account warning system already exists (According to step 4: Open an account and buy an investment package according to the user manual)?

Customer’s ID card is not matching between MB and MBS (in case Customer has opened an account at MBS), MB system will check the matching information between MB and MBS with Customer’s name and date of birth. MB247 instructs Customer to update ID card information to match.

7. The amount deducted from the customer's account at MB is more than the investment package value?

Currently, the amount deducted from the customer’s MB account is equal to the investment package value * topup rate. The Topup rate will be automatically calculated and updated by the system to ensure that orders can be executed in the stock market when the stock price is fluctuatating and paying fees and taxes related to securities transactions. This ratio is provisional and the balance (if any) will be kept as the cash balance on the customer’s securities account at MBS.

8. Can customers withdraw excess money or make transactions of buying and selling shares on sub-account 02?

No. Sub-account 02 is only used for Customer’s transactions when Customer buys Investment Package via Digi – Trading or when IA restructures/sells Investment Package.
When the Customer’s Investment Package is sold, the Money from the sale of shares will be transferred to the Customer’s account at the bank. At that time, the customer can withdraw money

9. What is the role of Digi Invest, MB and MBS in transactions via Digi-Trading application?

– Digi-Trading application is an application developed by Digi Invest with MB and placed on MB’s App Platform to register to use Investment Management Solution (Wealth Management), Place orders to buy/sell securities at MBS, entrusting stock account for MBS.

– Digi Invest is an intermediary connecting customers with leading IAs in the stock market. MB and MBS provide a platform to conduct transactions with the Customer, including: Opening a securities trading account, requesting a Customer’s securities trading, transferring money between accounts at MB and securities accounts at MB. Customer’s MBS,…

– MBS is responsible for opening an Account for Securities Trading at Customer’s request on the Digi-Trading App Platform, and at the same time, MBS acts as a trustee to manage Investment Trust Sub-Accounts. of Customers at MBS.

10. When participating in the investment packages, what fees do customers have to pay?

Currently, in the initial stage of product implementation, customers are exempt from fees related to account management and portfolio consulting.

Customers only pay the transaction fee for buying and selling shares according to the transaction fee schedule at MBS from time to time. Currently transaction fee is 0.15%, advance fee for sale